COOKIE NOTICEATLAS FINANCIAL PROTECTION GROUP
Effective Date: June 1, 2026Last Updated: June 1, 2026
This Cookie Notice describes how Atlas Financial Protection Group (“Atlas,” “we,” “us,” or “our”) may use cookies, pixels, tags, scripts, log files, analytics tools, advertising technologies, device identifiers, local storage technologies, and similar digital technologies in connection with atlasfpg.com and any related webpage, landing page, booking page, recruiting page, contact form, embedded tool, digital content, or online service controlled or used by Atlas (collectively, the “Website”).
This Cookie Notice should be read together with the Atlas Privacy Policy and Terms of Use. The Privacy Policy describes how Atlas collects, uses, discloses, retains, and safeguards Personal Information. This Cookie Notice addresses the digital technologies that may be used when a person accesses or interacts with the Website.
By using the Website, the user acknowledges that cookies and similar technologies may be used for the purposes described in this Cookie Notice, subject to applicable law, browser settings, platform settings, consent tools, cookie preferences, and any additional notice or preference mechanism made available on the Website.
1. DEFINITIONS
For purposes of this Cookie Notice:
“Cookies” means small text files or data files placed on a browser, device, or system when a user accesses a website. Cookies may allow a website or a third-party service provider to recognize a browser, remember settings, measure activity, maintain functionality, or support analytics and marketing-related functions.
“Similar Technologies” means technologies that perform functions similar to cookies, including pixels, tags, web beacons, tracking scripts, software development kits, device identifiers, local storage, session storage, log files, analytics identifiers, advertising identifiers, and other digital tracking or measurement technologies.
“Website” means atlasfpg.com and any related webpage, landing page, form, booking page, recruiting page, embedded content, digital tool, or online function controlled or used by Atlas.
“User” means any person who accesses, views, interacts with, submits information through, or otherwise uses the Website.
“Personal Information” means information about an identifiable individual, including information that alone or in combination with other information may identify, relate to, describe, or reasonably be associated with an individual.
2. PURPOSE OF THIS COOKIE NOTICE
This Cookie Notice is intended to explain:
(a) what cookies and Similar Technologies are;(b) why Atlas may use them;(c) what categories of cookies and Similar Technologies may be used;(d) how third-party tools may be involved;(e) how users may manage or disable certain technologies;(f) how cookie-related information may relate to Personal Information;(g) how this Cookie Notice connects with the Atlas Privacy Policy.
This Cookie Notice is not intended to provide a complete technical list of every cookie, script, pixel, tag, or identifier that may operate on the Website at any given time. The specific technologies used may change depending on Website functionality, hosting providers, analytics providers, advertising tools, embedded services, platform updates, security tools, and service provider changes.
3. TYPES OF INFORMATION THAT MAY BE COLLECTED
Cookies and Similar Technologies may collect or process information including, but not limited to:
(a) IP address;(b) browser type and version;(c) device type;(d) operating system;(e) approximate geographic location derived from technical data;(f) referral source;(g) pages visited;(h) date and time of visit;(i) session duration;(j) clicks, scrolling activity, form interaction, and page navigation;(k) device identifiers, advertising identifiers, analytics identifiers, or cookie identifiers;(l) language settings;(m) screen resolution and display settings;(n) error reports and technical performance data;(o) interaction with advertisements, links, forms, buttons, booking tools, or embedded content;(p) information necessary for security, fraud prevention, traffic measurement, analytics, website operation, user experience improvement, or marketing attribution.
Information collected through cookies and Similar Technologies may be treated as Personal Information where it identifies, relates to, describes, or can reasonably be associated with an identifiable individual.
4. CATEGORIES OF COOKIES AND SIMILAR TECHNOLOGIES
Atlas may use or permit the use of the following categories of cookies and Similar Technologies.
4.1 Strictly Necessary Cookies
Strictly necessary cookies are required for the Website to operate, load, display, maintain basic functionality, process navigation, support security, remember session information, prevent technical failures, and enable core website functions.
These cookies are generally necessary for the Website to function and may not be available for disabling through a Website preference tool. Users may still disable cookies through browser settings, but doing so may affect Website functionality.
4.2 Security and Fraud Prevention Technologies
Security-related technologies may be used to detect suspicious activity, protect Website infrastructure, prevent unauthorized access, reduce spam, protect forms, manage traffic, identify technical abuse, and support operational security.
These technologies may collect technical information such as IP address, device information, browser information, session data, and interaction patterns.
4.3 Functionality Cookies
Functionality cookies may be used to remember user preferences, language choices, display settings, prior interactions, form progress, region settings, or other preferences that improve the usability of the Website.
If functionality cookies are disabled, some Website features may not operate as intended.
4.4 Analytics and Performance Cookies
Analytics and performance cookies may be used to understand how users interact with the Website, measure traffic, identify popular pages, detect technical problems, evaluate page performance, understand referral sources, improve content, improve navigation, and assess Website effectiveness.
Analytics information may be aggregated or de-identified where appropriate. In some cases, analytics tools may process identifiers or technical information that may be considered Personal Information under applicable privacy laws.
4.5 Marketing, Advertising, and Attribution Technologies
Marketing, advertising, and attribution technologies may be used to measure campaign performance, understand whether a user arrived from an advertisement or referral source, assess conversion activity, measure form submissions, support remarketing or retargeting, and improve communication strategy.
Such technologies may be operated by Atlas or by third-party advertising, analytics, social media, or marketing service providers. These technologies may collect information about Website activity and may associate that activity with advertising identifiers, browser identifiers, device identifiers, or platform identifiers.
Where required by applicable law, non-essential advertising or behavioural tracking technologies may be subject to user consent, preference settings, opt-out mechanisms, or other legally required controls.
4.6 Embedded Content and Third-Party Platform Technologies
The Website may include embedded content, booking tools, forms, videos, maps, social media content, scheduling tools, payment tools, analytics tools, advertising pixels, fonts, scripts, or other third-party services.
When a user interacts with embedded content or third-party services, those third parties may collect information directly through their own cookies, scripts, identifiers, or tracking technologies. Atlas does not fully control the privacy practices, cookie practices, security practices, terms, or data use policies of third-party providers.
5. PURPOSES FOR USING COOKIES AND SIMILAR TECHNOLOGIES
Atlas may use cookies and Similar Technologies for purposes including:
(a) operating the Website;(b) loading and displaying Website pages;(c) maintaining security and preventing abuse;(d) remembering user preferences;(e) improving user experience;(f) measuring traffic and Website performance;(g) understanding how users navigate the Website;(h) identifying technical issues;(i) evaluating the effectiveness of content, forms, pages, calls to action, advertisements, and referral sources;(j) supporting booking, inquiry, recruiting, or form functionality;(k) measuring marketing campaign performance;(l) supporting analytics and reporting;(m) protecting against spam, fraud, misuse, or unauthorized access;(n) supporting compliance, audit, security, and operational requirements;(o) improving Website design, structure, content, communication, and service delivery.
Atlas does not use cookies or Similar Technologies to intentionally collect highly sensitive information such as Social Insurance Numbers, detailed medical records, lab results, physician notes, banking passwords, government identification documents, or similar sensitive documents through general Website browsing.
6. THIRD-PARTY TOOLS AND SERVICE PROVIDERS
Atlas may use third-party service providers to support Website hosting, analytics, security, forms, booking, advertising, embedded content, communication, customer relationship management, performance measurement, and technical functionality.
Third-party providers may place or read cookies and Similar Technologies through the Website or through content embedded on the Website. These providers may process data according to their own privacy policies, cookie policies, terms of use, contractual obligations, and technical settings.
Third-party service providers may include, without limitation, website hosting providers, analytics providers, advertising platforms, social media platforms, booking platforms, embedded form providers, communication platforms, security providers, customer relationship management platforms, and performance measurement tools.
Atlas will seek to use such tools for legitimate Website, operational, analytics, communication, security, marketing, or administrative purposes. However, third-party providers remain responsible for their own independent data handling practices where applicable.
7. ANALYTICS AND AGGREGATED INFORMATION
Analytics tools may collect Website usage information and generate reports concerning traffic patterns, user activity, page performance, referral sources, campaign performance, device categories, approximate location, and user interaction.
Atlas may use analytics information to improve Website structure, content clarity, user experience, service presentation, technical performance, and communication strategy.
Where appropriate, Atlas may use aggregated, de-identified, statistical, or non-identifying information for business, analytics, website improvement, content planning, reporting, and operational purposes.
Aggregated or de-identified information should not reasonably identify an individual. However, where analytics information is linked to an identifiable individual or can reasonably be associated with an individual, it may be treated as Personal Information in accordance with the Atlas Privacy Policy.
8. MARKETING AND BEHAVIOURAL TRACKING
The Website may use marketing, advertising, retargeting, remarketing, or behavioural tracking technologies where permitted by applicable law and applicable consent or preference requirements.
These technologies may help Atlas understand whether users arrived from specific campaigns, viewed certain pages, interacted with calls to action, submitted forms, returned to the Website, or engaged with advertising or educational content.
Atlas does not intend to use marketing technologies in a manner that unlawfully collects, uses, or discloses Personal Information without required notice or consent.
Where behavioural advertising, cross-site tracking, retargeting, or similar activities are used, users may have choices through browser settings, platform settings, advertising industry opt-out tools, cookie preference tools, or other mechanisms provided by the relevant third-party platforms.
9. USER CHOICES AND COOKIE CONTROLS
Users may manage cookies and Similar Technologies through one or more of the following methods, depending on the technology used:
(a) browser settings;(b) device settings;(c) cookie preference tools made available on the Website, if any;(d) privacy settings provided by analytics, advertising, or social media platforms;(e) opt-out mechanisms provided by third-party providers;(f) deletion of stored cookies from the browser or device;(g) blocking third-party cookies through browser configuration.
Disabling cookies may affect Website functionality. Some features may not load correctly, preferences may not be saved, forms or embedded tools may not operate as expected, and analytics or performance measurement may be limited.
Browser settings may not control every technology used by third parties, especially where technologies operate through mobile applications, embedded content, platform identifiers, device identifiers, or account-based settings. Users should review the settings and policies of relevant third-party platforms.
10. DO NOT TRACK, GLOBAL PRIVACY CONTROLS, AND SIMILAR SIGNALS
Some browsers or devices may transmit “Do Not Track,” Global Privacy Control, or similar signals.
Atlas may not be able to recognize or respond to every such signal unless required by applicable law or supported by the Website’s technical systems and service providers.
Where applicable law requires recognition of certain privacy preference signals, Atlas will seek to respond in a manner consistent with applicable legal requirements, technical feasibility, and the nature of the Website technologies in use.
11. COOKIE DURATION
Cookies may be session cookies or persistent cookies.
Session cookies are generally deleted when the browser is closed or the session ends.
Persistent cookies may remain on the browser or device for a defined period unless deleted earlier by the user, browser, device, or applicable tool.
The duration of a cookie may depend on its purpose, the provider setting the cookie, browser settings, device settings, platform rules, Website configuration, and applicable legal requirements.
Atlas may update, remove, replace, or change the cookies and Similar Technologies used on the Website from time to time.
12. CROSS-BORDER PROCESSING
Information collected through cookies and Similar Technologies may be processed, stored, or accessed in Canada, the United States, or other jurisdictions where Atlas, its website platform, service providers, analytics providers, advertising providers, security providers, technology providers, or administrative providers operate.
Information processed outside the user’s local jurisdiction may be subject to the laws, lawful access requests, court orders, government access powers, regulatory requirements, or legal processes of the jurisdiction in which it is stored or processed.
Additional information regarding cross-border processing is provided in the Atlas Privacy Policy.
13. RELATIONSHIP TO PERSONAL INFORMATION
Cookies and Similar Technologies may collect information that is not directly identifying on its own. However, such information may become Personal Information where it is combined with other data, associated with a user profile, linked to an inquiry, connected to an advertising identifier, or otherwise capable of identifying or reasonably associating with an individual.
Where cookie-related information is Personal Information, Atlas will handle it in accordance with the Atlas Privacy Policy and applicable privacy laws.
14. CHILDREN AND MINORS
The Website is not directed to children or minors.
Atlas does not intentionally use cookies or Similar Technologies to profile children or minors for behavioural advertising purposes.
If information about dependants, children, beneficiaries, or minors is relevant to a Financial Protection Review or insurance-related process, such information should be provided through the appropriate review, intake, consent, or authorized process and not through general Website tracking technologies.
15. CHANGES TO THIS COOKIE NOTICE
Atlas may amend, update, replace, or revise this Cookie Notice from time to time to reflect changes in Website functionality, technology providers, analytics tools, advertising tools, legal requirements, privacy practices, service providers, or operational needs.
The updated version will be posted on the Website with a revised “Last Updated” date.
Continued use of the Website after an updated Cookie Notice is posted constitutes acknowledgement of the updated Cookie Notice, subject to applicable law.
Where a material change requires additional notice, consent, preference selection, or other action, Atlas will take steps it considers appropriate in the circumstances.
16. COOKIE INQUIRIES
Questions or requests relating to cookies, Similar Technologies, Website analytics, digital tracking, or this Cookie Notice may be submitted through the inquiry method made available on the Website.
Atlas may require reasonable verification of identity, authority, or context before responding to any request involving Personal Information, Website interaction data, client information, confidential information, or account-specific matters.
17. INTERPRETATION
This Cookie Notice is intended to be interpreted together with the Atlas Privacy Policy and Terms of Use.
If any portion of this Cookie Notice is found to be invalid, unenforceable, or inconsistent with applicable law, the remaining portions will continue to apply to the maximum extent permitted.
Headings are included for convenience only and do not limit the interpretation of this Cookie Notice.
Where this Cookie Notice uses the words “including,” “such as,” “may,” or similar expressions, those terms are illustrative and not limiting.
Services provided within applicable licensing and compliance boundaries. Where insurance solutions are appropriate, business may be conducted through World Financial Group Insurance Agency of Canada Inc. WFG is a Transamerica company; Transamerica is a subsidiary of Aegon. Tax, legal, estate, and investment matters are coordinated with licensed professionals where required.
Services provided within applicable licensing and compliance boundaries. Where insurance solutions are appropriate, business may be conducted through World Financial Group Insurance Agency of Canada Inc. WFG is a Transamerica company; Transamerica is a subsidiary of Aegon. Tax, legal, estate, and investment matters are coordinated with licensed professionals where required.